Innovation

FinTech & InsurTech

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At our firm, we draw upon our extensive tech experience to provide customized legal solutions for FinTech and InsurTech ventures. Our dedicated team ensures that these initiatives align with regulatory frameworks, fostering growth and instilling confidence.

Regulatory Guidance Across Borders

Our comprehensive legal support extends beyond regulatory matters. We also address the day-to-day operational challenges faced by our clients. Whether navigating Polish or EU regulations, we remain committed to helping FinTech and InsurTech companies achieve their global ambitions. Our international network of contacts further enhances our ability to serve clients worldwide.

Transactional Support for the FinTech & InsurTech Sector

We specialize in cross-border transactions, offering support to both startups seeking financial backing from venture capital (VC) or private equity (PE) funds and companies or funds exploring investment opportunities within the sector.

Pioneering Crowdfunding Compliance

In 2023, significant regulatory changes in Poland impacted crowdfunding. Our very own Michał Klimowicz’s platform, Emiteo, became the first in Poland to operate in full compliance with the new rules. This achievement underscores our team’s practical expertise in successfully creating crowdfunding platforms within the Polish market.

Services

[ 01 ]

Regulatory:

Expert guidance on Polish, EU, and international law
In-depth understanding of requirements under MAR (Market Abuse Regulation), MiFID (Markets in Financial Instruments Directive), and AML (Anti-Money Laundering)
Advocacy before the KNF (Polish Financial Supervision Authority)
Representation before the UOKiK (Office of Competition and Consumer Protection)

[ 02 ]

Crowdfunding platforms

Ensuring compliance with EU and Polish regulations
Assisting in setting up crowdfunding platforms
Providing legal guidance for equity-based crowdfunding.
Legal support for loan-based crowdfunding.

[ 03 ]

Full-scope Day-to-day Support

Corporate law
Compliance
Employment
Cybersecurity & Data protection
Intellectual property
Tax
Real estate
EU & State Aid
Public Procurement
Environmental, Social, and Governance (ESG) Compliance

[ 04 ]

Transactional support

Assistance with mergers, acquisitions, and joint ventures.
Structuring investment deals: seed funding, venture capital, and debt/equity financing.
Intellectual property (IP) transactions and licensing agreements

[ 05 ]

Disputes

Representing clients in negotiations and mediations.
Drafting appropriate agreements.
Advocacy before common courts, the Supreme Court, administrative courts, the Supreme Administrative Court, and the Constitutional Court.
Debt recovery services.

Experience

Emiteo

Creation of a crowdfunding platform by Michał Klimczak (Advocate and Senior Associate at LSW). Emiteo is the first platform in Poland that has obtained permission to conduct crowdfunding activities.

Gabi

Advising the InsurTech company in the Polish legal aspects of its acquisition by Experian for USD 320 million.

Ingenico

Comprehensive advice to a global payment solutions provider on intellectual property rights, preparation and negotiation of software and information technology license agreements and ongoing legal advice on the use of computer software in payment terminals. Representing the company in negotiations with Orange regarding telecommunications agreements.

4GROWTH

Comprehensive legal advisory for the investment in the fintech company Cashy. Cashy offers an early payment discount platform that helps companies determine new invoice payment terms.

E-Card S.A.

Advising a company intermediating financial transactions in the sale of shares in a public offering over the internet, intellectual property rights, drafting and negotiating software and information technology licence agreements and software copyright transfer agreements, as well as ongoing legal advice.